10 Best US Mountain Bike Towns with the Lowest Cost of Living

5. Chattanooga, Tennessee

  • COL Index: 87.5
  • Median Home Price: $142,000
  • Population: 178,000; 548,000 metroa area
  • Miles of Singletrack: 100+

Two Tennessee towns on one list? While I considered nixing Chattanooga in favor of a town from a different state, it’s tough to argue with over 100 miles of high-quality singletrack and a median home price of just $142,000. When you consider Chattanooga’s hip downtown and the easy access to amenities afforded by its population size, it’s a no-brainer.

Raccoon Mountain is the marquee ride in the Chattanooga area, boasting 24 miles of trail with some very technical descents. Ride around the manmade reservoir on top of the mountain, or bomb down a long, flowy descent to the base–or do both! While Raccoon Mountain is the #1 trail system everyone talks about, Five Points just outside of town is fun, Enterprise South offers great beginner trails, and Stringer’s Ridge offers sweet singletrack that can be ridden from downtown.

Photo: Imilious via Wikimedia Creative Commons

While the median home price lands Chattanooga at #5 on our list, it’s worth noting that the cost of living index is lower across the board for towns in the Southeast like this one. While the median prices of homes for sale in Chattanooga is $199,900, Zillow currently rates the real estate market here as “cool.”

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