Went for a night ride last night with temp in the mid 30’s, and here was my cold gear:
– Fleece lined tights under shorts
– Short sleeved breathable base layer, long sleeved breathable layer, then a long sleeve light fleece
– thin balaclava (covers the head, ears, neck)
– slightly insulated shell gloves that also cover wrists worn over my normal long fingered mtb gloves
– regular mtb shoes with an extra pair of socks
Toes get a little chilly, but other than that things were pretty toasty while on the single track and fire roads.