wm1…there is absolutely nothing wrong with your plan and I know many people that started out exactly as you are **BUT** once again, Bike Nerd is correct. I’ve been riding since 1989 and generally buy a new bike at least every 18 months. I also travel out of state/country to ride several times a year so you could say I’m hooked. My friends all know this so they usually come to me for bike buying advice. I give all my friends the same advice that Bike Nerd posted.