Perhaps it’s because I live in the Caribbean (Puerto Rico), but I really don’t get why lycra or full kits are for pros only. Given the warm weather all year long, I use lycras mostly.
First, as I mentioned, is the heat. Plus, I HATE carrying things on me other than on my CamelBak or jersey pockets. It’s much more comfy for me. Admittedly, baggies look much better, and I do use them occasionally, but I have always been the comfort-over-style kind.
I remember getting my pants caught on the saddle during a drop once. Scared the crap outta me and got me into lycras, after refusing to convert for so long. Your self-awareness will go away quickly after you start using lycras.
Don’t pay attention to what anyone says, try’em both and decide for yourself.